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FREE MBT logo checks, exclusive savings, competitive interest, paper statements and a low monthly membership fee.

Key Features

  • GenGold Savings
  • Competitive Interest
  • Free Checks

Do you currently have an account with Morgantown Bank & Trust?

Please choose from the following selections:

If you choose to open a new account, you will receive a new account number. If you are only changing your current account type, your account number will remain the same.

  • An account with a ton of BENEFITS and opportunities to SAVE!
    • FREE MBT logo checks or 50% discount on other styles
    • FREE paper statements w/ images
    • Only $8 monthly Membership Fee
    • Interest bearing if minimum daily balance is $1,000 or above (Prevailing Rate)
    • ULTIMATE ID® Identity Theft Solutions2
    • Cellular Care Coverage upto $600
    • Automatic 12 month extension on most consumer merchandise warranties
    • 2 FREE Stop Payments per year
    • 3 FREE Cashier’s Checks per month
    • Exclusive savings on GenGold.com and member only discounts
    • Exclusive savings at Local Businesses
  • Free digital banking
  • Free Mastercard® debit card
  • Nationwide surcharge-free ATMs via the MoneyPass® network
  • $100 minimum deposit to open

Manage Your Rewards

Visit GenGold.com or download the free mobile app for Apple® and Android™ devices.

Travel Discounts

  • Good as Gold Double the Difference Low Price Guarantee on flights, hotels, vacations, cruises and rental cars
  • 5% Cash Back Reward on hotels, car rentals & cruises
  • 3% Cash Back Reward on air travel & vacation packages

Health Services

  • Prescription discounts
  • Vision care/product discounts
  • Hearing care/product discounts

Cellular Care Coverage

  • Coverage is automatic
  • No additional registration is required
  • Will reimburse the costs associated with repairing your device
  • $600 membership coverage limit. Restrictions apply.

ULTIMATE ID® Identity Theft Solutions2

  • 3 bureau credit monitoring
  • Instant credit bureau inquiry
    alerts
  • Credit score tracker
  • Enhanced internet monitoring
  • 3G fully managed identity fraud research, remediation and recovery services

Value Added Options

  • Save up to 5% on gift card purchases, including gas cards
  • Save up to 50% on attractions, movies, sports, concerts & theater event tickets with TicketXpress
  • Save up to 87% on dining certificates with Dining Dough
  • Internet grocery coupon club
  • Pre-paid phone cards
  • Mail-order food gifts
  • National restaurant discounts
  • National rental discounts
  • 24-Hour emergency roadside assistance1

Morgantown Businesses

Alford’s Automotive
$10 off brakes and rotor service
903 Caneyville Rd. Morgantown, KY 42261 (270) 526-3163

Chad’s Body Shop & Wrecker Service
10% discount on all services (excludes towing, tires & insurance claims)
837 S. Main St., Morgantown, KY 42261 (270) 526-4005

Chad’s Self Storage & Outdoor Billboards
10% discount on a one-year billboard advertising contract
Get one month free with 12-month storage contract
837 S. Main St., Morgantown, KY 42261 (270) 526-4005

El Azteca
10% discount on Tuesdays
216 S. Main St., Morgantown, KY 42261 (270) 526-8900

Firehouse Pizza
Large 1 topping pizza & regular breadstick for just $10.00 (dine-in & carryout only)
107 E. Ohio St., Morgantown, KY 42261 (270) 526-5560

Flener’s Main St. Collections
10% discount Wednesdays on regularly priced items (exclusions may apply)
1118 S. Main St. - Ste. 4, Morgantown, KY 42261 (270) 999-0346

Graham Central Station
20% discount Tuesdays & Thursdays – 10% discount all other days (regularly priced items)
1940 Beaver Dam Road, Morgantown, KY 42261 (615) 594-9214

JT Wheel & Tire
5% discount Towing (20-75 miles) / $5 off Alignments
191 Veterans Way, Morgantown, KY 42261 (270) 526-0606

Kuntry Kitchen
$0.50 off Daily Lunch Special (Mon. – Fri. from 11am-2pm)
827 West GL Smith St., Morgantown, KY 42261 (270) 526-2400

Mi Garcias Mexican Restaurant
10% discount on Sundays (food only)
41 Veterans Way, Morgantown, KY 42261 (270) 662-0104

Mighty Sharp Barber Shop
$1.00 off on Tuesdays
106 Ashley Plaza Circle, Morgantown, KY 42261 (270) 999-2949

Parkway Cars and Tires
Free Alignment & Brake Inspection with purchase of set of 4 tires
1774 S. Main St., Morgantown, KY 42261 (270) 526-5732

Pizza Zone
10% discount dine-in or carryout
618 W. GL Smith St., Morgantown, KY 42261 (270) 526-3200

Tiffany’s Tanning & Boutique
$5.00 off Unlimited Tanning Package & 10% discount one regularly priced boutique item
191 Veterans Way, Morgantown, KY 42261 (270) 526-2111

Todd Cohron OD
10% discount Sunglasses
221 W. GL Smith St., Morgantown, KY 42261 (270) 526-6800 

Trading Post in Aberdeen
10% discount on regularly priced items (exclusions may apply)
2222 Beaver Dam Rd, Morgantown, KY 42261 (270) 662-0106

U think it, We make it
10% discount on monogramming and decals
594 Veterans Way – Ste 3, Morgantown, KY 42261 (270) 526-0230 

Bowling Green Businesses

Cocomo Confections
Buy one ice cream sundae, get one half off
1945 Scottsville Rd. – A2, Bowling Green, KY 42104 (270) 997-1128

Con Con’s Restaurant
10% discount on Mondays and Tuesdays
1924 Russellville Rd., Bowling Green, KY 42101 (270) 282-6120

Discount Mattress Outlet
10% discount (certain exclusions may apply)
2734 Russellville Rd., Bowling Green, KY 42101 (270) 842-3888 

Firehouse Pizza
Large 1 topping pizza & regular breadstick for just $10.00 (dine-in & carryout only)
1703 US 31W, Bowling Green, KY 42101 (270) 781-3246

High Tops
10% discount (excludes alcohol)
1306 Center St. #101, Bowling Green, KY 42101 (270) 904-1757

Jersey Mike’s Subs
10% discount in store only (excludes catering)
1713 Scottsville Rd. – Ste D, Bowling Green, KY 42104 (270) 904-1917

Lettie Lou Likables
BOGO 50% discount on 3 letter – 3 inch monogram
2800 Scottsville Rd., Bowling Green, KY 42101 (270) 202-0241 

Lost River Pizza Co.
10% discount (excludes alcohol)
2440 Nashville Rd. #6, Bowling Green, KY 42101 (270) 746-0255 

Mister B’s
10% discount (excludes alcohol)
1945 Scottsville Rd. – Ste 300, Bowling Green, KY 42104 (270) 904-4200

Motor City Bar & Grill
10% discount (excludes alcohol)
191 Cumberland Trace Rd., Bowling Green, KY 42103 (270) 782-6299

Oh What Fun!
20% discount on regularly priced items (some exclusions may apply)
2800 Scottsville Rd., Bowling Green, KY 42101 (270) 438-9486 

Southern Threads
10% discount entire purchase
1131 Fairview Avenue Bowling Green, KY 42103 (270) 904-0635 

Stakz Frozen Yogurt
$1.00 off (excludes Happy Hour)
1945 Scottsville Rd., Bowling Green, KY 42104 (270) 282-2410 

Tech Connection
10% discount on phone screen replacement (some exclusions may apply)
2728 Scottsville Rd., Bowling Green, KY 42104 (270) 799-0852

The Cake Shop
10% discount on case items (some exclusions may apply)
2708 Scottsville Rd. Ste B., Bowling Green, KY 42104 (270) 904-5975

The Mattress Store (Buckhead Square)
10% discount (certain exclusions may apply)
760 Campbell Ln., Bowling Green, KY 42104 (270) 746-9800

Do you currently have an account with Morgantown Bank & Trust?

Please choose from the following selections:

If you choose to open a new account, you will receive a new account number. If you are only changing your current account type, your account number will remain the same.

Note: Other fees* such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Unless stated, minimum opening deposit is only $100. Ask us for details. Bank rules and regulations apply. Interest and other Miscellaneous Income will be reported on 1099-INT or 1099-MISC. If under 18 years old, must have an adult co-owner on account. 

1Members receive 24-hour emergency roadside service anywhere, on any road in the 50 U.S. states and Canada. Covers towing, battery service, flat tire assistance, fluid delivery and lockout assistance. Up to 4 members covered in any car they drive. Benefit coverage up to $100 per occurrence. 5 occurrences per family membership per year. $49.95 for a year, $89.95 for two years coverage for up to four family members residing in your household.

2ULTIMATE ID™ program begins when you successfully validate your identity to complete the activation process. An active email address is required. To report an identity theft incident or for assistance obtaining your activation code, please call 1.877.279.6338 and speak with a dedicated Ultimate ID™ recovery advocate. Certain restrictions and limitations apply. See complete terms and conditions and program eligibility. Please refer to your summary of benefits for program specific information. No one can prevent all identity theft. There is a monthly fee of $8.00 for GenGold® Ultimate.