MY TOWN BANK IS MORGANTOWN BANK AND TRUST'S LENDING OFFICE IN NASHVILLE
Morgantown Bank and Trust is a locally owned, community bank headquartered in south central Kentucky and now serving middle Tennessee. We have been serving customers for over 140 years. Our concierge style banking experience, warm approach to treating customers like family, unique loan options, and commitment to responsiveness are what make us the first call for real estate and other lending needs.
CONGRATULATIONS!
YOU'VE JUST FOUND A COMMUNITY BANK THAT STRIVES TO PROVIDE SERVICE BEYOND YOUR EXPECTATIONS, COMPETITIVE RATES AND NO RED TAPE
POPULAR LOAN PRODUCTS
Construction Loans
We understand the process, challenges and the needs of a construction project. Let us help.
Construction Loans
We offer construction loans for new homes or to remodel an existing one. We understand the construction process and can work with you and your builder to help ensure a smooth process. Call us today for more information or to apply.
Conventional Home Loans
Open the door to competitive, fixed rates and a variety of terms.
Conventional Home Loans
We offer long-term fixed rate financing through the secondary market for both conventional fixed rate loans as well as FHA, VA, and Rural Housing. We work hard to get your loan closed as quickly as possible. We offer very competitive rates and fees. Call us today for more information or to apply.
In-House Loans
Portfolio (In-House) loan programs tailored to suit your unique need or situation.
In-House Loans
We offer in-house real estate loans (portfolio loans) for those loans that don't quite fit in the "box" of a conventional loan program. This is one of our most popular product offerings. In-house or portfolio loans generally provide solutions to unique situations such as multiple pieces of collateral, bridge loans, self-employed borrowers, etc. Call us today to apply or for more information.
Land/Lot Loans
We can provide financing for everything from an individual building lot to a farm.
Land/Lot Loans
We provide short and long-term financing options to help you purchase land for either personal or investment purposes. Call us today to apply or for more information.
HELOCs (Home Equity Lines of Credit)
Access the equity in your home with a revolving line of credit that can be used for years to come.
HELOCs (Home Equity Lines of Credit)
HELOCs (Home Equity Lines of Credit) allow you to access the equity in your personal residence. HELOCs are revolving loans that have a maturity of ten years. HELOCs are extremely flexible and allow you to borrow and pay back the loans whenever you like so long as the interest due is paid back monthly. Call us today to apply or for more information.
Business Real Estate Loans
Business Loans and lines of credit secured with real estate.
Business Real Estate Loans
We provide real estate solutions for individuals looking to either purchase, refinance or construct owner-occupied as well as investment properties. We offer competitive rates and terms. Call us today so that we can discuss your specific need.
Ken Smart
Senior Vice President, Nashville Office
Ken is Senior Vice President and lives here in Nashville. He is a graduate of Western Kentucky University with a degree in finance and a minor in military science. Ken is a former officer of the United States Army Reserve. Ken holds post graduate degrees in banking from both KBMI School of Bank Management, LSU Graduate School of Banking, and the ABA Stonier Graduate School of Banking. Ken has over thirty years of banking / lending experience with expertise in commercial real estate, residential real estate, construction lending as well as consumer lending.
Connect with Ken directly!
Email: [email protected]
Call: 629-777-8696