Popular Loan Products
Construction
With a construction loan, you can finally turn your dream home into a reality. We understand construction lending and have experienced lenders who can help you every step of the way.
Conventional Home
Unlock the doors to your dream home effortlessly with our exceptional conventional and portfolio loan programs.
Land/Lot
A land loan (or lot loan) is an in-house financing option designed to purchase a vacant lot or land.
HELOC
Accessing your home’s equity.
Business Real Estate
Real Estate loans for owner operated businesses as well as various investment properties.
Portfolio Loans
Portfolio Loans or “In-House” loans are for those requests that don’t fall into the standard government or conventional loan program.
Morgantown Bank and Trust’s lending office in Nashville is here to serve you!
Morgantown Bank and Trust is a locally owned, community bank headquartered in south central Kentucky and now serving middle Tennessee. Established in 1880, Morgantown Bank and Trust has been serving its customers for over 140 years. Our concierge style banking experience, treating customers like good friends, local decisions, and commitment to being responsive are what make us your first call for real estate lending needs. Our Nashville Loan Production Office is located in the American Center on West End Avenue in downtown Nashville and operated by The Morgantown Bank and Trust Co, Inc.
Ken Smart
Senior Vice President, Nashville Office
Ken is Senior Vice President and lives here in Nashville. He is a graduate of Western Kentucky University with a degree in finance and a minor in military science. Ken is a former officer of the United States Army Reserve. Ken holds post graduate degrees in banking from both KBMI School of Bank Management, LSU Graduate School of Banking, and the ABA Stonier Graduate School of Banking. Ken has over thirty years of banking / lending experience with expertise in commercial real estate, residential real estate, construction lending as well as consumer lending.