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Accounts for Everyone

GenGold Ultimate Checking

Enjoy a taste of the good life with exclusive benefits.

Truly Free Checking

A FREE account for anyone!

Club Accounts

Reduce holiday headaches by saving in advance.

Fast and Free Mobile Banking

Bank with us wherever you go with just a few taps to your screen. Get the free app now:

Get it on Apple app store  Get it on Google play store

A strong and stable lender

We know what it's like to weather the seasons — and we're here to help you, no matter what season of life you're in, with fair and affordable lending.

  • Mortgage Loans

    We've helped families own a home for over 140 years — and that continues to this day.

  • Ag Loans

    Easy to talk to, easy to trust — let's get you the ag funding you need with our personalized approach.

Guaranteed Earnings

There’s nothing like a sure thing you can rely on — save big with a CD at a special, fixed rate.

See CD Specials


"I have been partnering with Morgantown Bank & Trust for three years now. Morgantown Bank & Trust is all about recognizing and helping students. Morgantown Bank & Trust has helped Butler County High School improve the student experience throughout the years."


"I have been a customer of Morgantown Bank & Trust for 57 years. The staff and officers are friendly, kind, efficient and provide great service. They are very cooperative, friendly and well organized. I can depend on Morgantown Bank & Trust to be there when I need them."


"I have been a customer of Morgantown Bank & Trust for over 40 years. It is so nice to work with a bank where customer service is such a huge part of their mission and vision! Easy to talk with and always helpful!"