The ULTIMATE ticket to freebies and perks is here

Take advantage of checking that checks all the boxes with everything from special coverage to savings at local businesses.

Benefits You’ll Love

  • Tons of freebies to take advantage of
  • Enjoy discounts at local businesses
  • Automatic 12-month extension on most consumer warranties
  • Access to free digital banking services to manage money from anywhere

Note: Other fees* such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Unless stated, minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Interest and other Miscellaneous Income will be reported on 1099-INT or 1099-MISC. If under 18 years old, must have an adult co-owner on account.

1Members receive 24-hour emergency roadside service anywhere, on any road in the 50 U.S. states and Canada. Covers towing, battery service, flat tire assistance, fluid delivery and lockout assistance. Up to 4 members covered in any car they drive. Benefit coverage up to $100 per occurrence. 5 occurrences per family membership per year. $49.95 for a year, $89.95 for two years coverage for up to four family members residing in your household. 

2ULTIMATE ID™ program begins when you successfully validate your identity to complete the activation process. An active email address is required. To report an identity theft incident or for assistance obtaining your activation code, please call 1.877.279.6338 and speak with a dedicated Ultimate ID™ recovery advocate. Certain restrictions and limitations apply. See complete terms and conditions and program eligibility. Please refer to your summary of benefits for program specific information. No one can prevent all identity theft. There is a monthly fee of $8.00 for GenGold® Ultimate. 

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Deposit Accounts

Account Minimum Opening Deposit APY
Omega Money Market* $5,000 0.50%
Club Savings $0 2.02%
MBT Savings   0.10% 
Health Savings Account**    2.02%
Direct Interest Checking    0.25%
GenGold Checking   $50 0.01%

*Money Market Account prevailing rate based on tiered balance structure. The APY disclosed on the website is for the highest tiered balance. Annual Percentage Yield (APY) is current as listed and subject to change. For more information such as, Minimum Deposit, Account Information, and Withdrawal Penalties, refer to the Personal Tab and click Money Market Account. Deposit Accounts subject to fees may reduce earnings.

 

 

Kasasa Cash*

Balance Minimum Opening Deposit Interest Rate APY
0 - $10,000 $50 4.8889% 5.00%
$10,000+ $50 0.25% 0.25%
All balances if qualifications not met $50 0.10% 0.10%

Qualifications

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Kasasa Saver*

Balance Minimum Opening Deposit Interest Rate APY
0 - $500,000 if qualifications are met $50 1.49% 1.50%
0 - $500,000 if qualifications not met $50 0.10% 0.10%
$500,000+ $50 0.25% 0.25%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Loan Rates

Loan Term Interest Rates APR
New Autos up to 72 months Competitive Rates Competitive Rates
Home Equity Up to 10 years Competitive Rates Competitive Rates
30 Year Mortgage 30 years Rates change daily Rates change daily
15 Year Mortgage 15 years Rates change daily Rates change daily

Interest Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Loan pricing can be locked only through a loan officer. Other restrictions may apply.

Please call (270) 526-3881 for additional rate options.

**Home Equity Line of Credit – The Interest Rate is variable and based upon a index plus a margin. The Rate will vary with Prime Rate (the index) as published in the Wall Street Journal.

For more loan details contact a Lender at 270-526-3881 or contact us.