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Every new checking account includes:
- FREE Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile and Text Banking
- FREE Mobile Check Deposit
- FREE Telephone Banking
- FREE eStatements with online check images
- FREE Debit Card Alerts
- FREE Unlimited Check Writing
- FREE SecurLOCK™ Falcon® Fraud Manager by FICO®
- FREE access to 1,000’s of MoneyPass® ATM’s nationwide
Now supporting Apple Pay, Android Pay and Samsung Pay!
Need help finding an account?
GenGold Premium Product Add-On
Add either of these packages on to any checking account.
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- Cellular Care Coverage
Click here to enroll now:
Xpress Fun Package: $3/ month
- Savings XPress
- Ticket XPress
- Cash Back Rewards
- Dining & Shopping
- E-gift cards & gift cards
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Visit GenGold.com for more information.
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High Interest
Free Kasasa Cash® Checking
Learn MoreMonthly Maintenance Fees
FREE
Best For
Higher Balances
Rewards/Features
- Free checking that pays really high interest
- 5.00% APY* on balances up to $10,000
- 5.00% to 0.68% APY on balances over $10,000 depending on balance in account*
- 0.10% APY* if qualifications aren't met
Statement Type
eStatements
Free ATMs?
Unlimited refunds on ATM withdrawal fees, nationwide *
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$50
Cash Back
Free Kasasa Cash Back® Checking
Learn MoreMonthly Maintenance Fees
FREE
Best For
Debit Card Transactions
Rewards/Features
- 4.00% cash back on debit card purchases*
- Earn up to $108 cash back per year, $9 per month*
- No category restrictions on purchases
- Cash back earned on up to $225 in purchases monthly
Statement Type
eStatements
Free ATMs?
Unlimited refunds on ATM withdrawal fees, nationwide
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$50
Truly Free
Truly Free Checking
Learn MoreMonthly Maintenance Fees
FREE
Best For
Hassle Free Checking
Rewards/Features
- 1st box of checks FREE
- No minimum balance
- No monthly service charge
Statement Type
Paper Statements
Free ATMs?
Surcharge-Free ATMs, nationwide
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$50
Kasasa Cash
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 in your Kasasa Cash account earn an interest rate of 3.9285% resulting in an APY of 4.00%; and daily balances over $10,000 earn an APY of 0.25% on the portion of the daily balance over $10,000, resulting in a range from 0.10% to 4.00% APY depending on the account's daily balance.
You will receive reimbursements for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Cash qualifications are not met, all balances in the account earn 0.10% annual percentage yield and ATM withdrawal fees are not refunded.
Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 11/1/2022.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50 minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
E-Statements are required.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Kasasa Cash Back
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $9.00 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50 minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
E-Statements are required.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.