Earn more and get enhanced access to funds
With a Money Market account you can access tiered interest and the freedom to withdraw or transfer funds when you need it most.
Benefits You’ll Love
- Tiered interest rates to increase savings automatically
- Enjoy monthly interest payments
- Invest without the risk of other investment accounts
- Access your cash when you need it with 6 free withdrawals monthly
- Competitive interest on balances of $5,000 or more1
- Tiered rates — higher balances earn higher rates
- Enjoy flexibility with enhanced access to funds, including direct check writing:
- Unlimited in-person withdrawals or by mail
- Avoid the $10 monthly service charge by maintaining a $5,000 minimum daily balance
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $5,000 minimum deposit to open
Note: Other fees* such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Unless stated, minimum opening deposit is only $100. Ask us for details. Bank rules and regulations apply. Interest and other Miscellaneous Income will be reported on 1099-INT or 1099-MISC. If under 18 years old, must have an adult co-owner on account.
1Interest is paid on the collected balance, with interest rate varying and subject to change daily. Interest DOES NOT accrue on days that the balance drops below $5,000. Money Market account prevailing interest rates based on tiered balance structure. The APY disclosed on the website is for the highest tiered balance. For current rates and more information, please call 270-526-3881 during normal business hours.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Deposit Accounts
| Account | Minimum Opening Deposit | APY |
|---|---|---|
| Omega Money Market* | $5,000 | 0.50% |
| Club Savings | $0 | 2.02% |
| MBT Savings | 0.10% | |
| Health Savings Account** | 2.02% | |
| Direct Interest Checking | 0.25% | |
| GenGold Checking | $50 | 0.01% |
*Money Market Account prevailing rate based on tiered balance structure. The APY disclosed on the website is for the highest tiered balance. Annual Percentage Yield (APY) is current as listed and subject to change. For more information such as, Minimum Deposit, Account Information, and Withdrawal Penalties, refer to the Personal Tab and click Money Market Account. Deposit Accounts subject to fees may reduce earnings.
Kasasa Cash*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $50 | 4.8889% | 5.00% |
| $10,000+ | $50 | 0.25% | 0.25% |
| All balances if qualifications not met | $50 | 0.10% | 0.10% |
Qualifications
It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Kasasa Saver*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $500,000 if qualifications are met | $50 | 1.49% | 1.50% |
| 0 - $500,000 if qualifications not met | $50 | 0.10% | 0.10% |
| $500,000+ | $50 | 0.25% | 0.25% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
Loan Rates
| Loan | Term | Interest Rates | APR |
|---|---|---|---|
| New Autos | up to 72 months | Competitive Rates | Competitive Rates |
| Home Equity | Up to 10 years | Competitive Rates | Competitive Rates |
| 30 Year Mortgage | 30 years | Rates change daily | Rates change daily |
| 15 Year Mortgage | 15 years | Rates change daily | Rates change daily |
Interest Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Loan pricing can be locked only through a loan officer. Other restrictions may apply.
Please call (270) 526-3881 for additional rate options.
**Home Equity Line of Credit – The Interest Rate is variable and based upon a index plus a margin. The Rate will vary with Prime Rate (the index) as published in the Wall Street Journal.
For more loan details contact a Lender at 270-526-3881 or contact us.