Home Mortgage Loans

• Competitive rates for home purchase, refinance, or construction
• Available for primary residence, second homes, vacation homes, or investment properties
• Convenient terms customized to fit your budget
• A wide range of financing programs available:
  • Fixed rate conventional mortgages
  • Adjustable rate mortgages (ARMs)
  • USDA Rural Housing Loans
  • FHA Loans
  • VA Loans
  • Construction Loans
• Helpful loan advisors with working knowledge of the South Central Kentucky real estate market
• Free pre-qualification for extra confidence when it comes to securing financing
• Refinance your current home to potentially lower your rate
• Local decision-making and processing
• Attentive, friendly service from start to finish

NMLS#440880

• Competitive rates for your home construction project
• Available for primary residence or second home construction
• Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
• Pay off interest quicker; payments are interest-only during construction phase
• Repayment terms of up to 12 months
• Payments are made on the amount drawn on your loan sufficient to pay your builder
• Construction draws applied in stages based on work completed