Put down roots in the Bluegrass State with help from home mortgage lenders who know your neighborhood.
Key Features
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Competitive Rates
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Quick Decisions
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Local Processing
Details
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- Convenient terms customized to fit your budget
- A wide range of financing programs available:
- Fixed rate conventional mortgages
- Adjustable rate mortgages (ARMs)
- USDA Rural Housing Loans
- FHA Loans
- VA Loans
- Construction Loans
- Helpful loan advisors with working knowledge of the South Central Kentucky real estate market
- Free pre-qualification for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Local decision-making and processing
- Attentive, friendly service from start to finish
NMLS#440880
Construction Loans
- Competitive rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Repayment terms of up to 12 months
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed
- 3/1 ARM Disclosure
- 5/1 ARM Disclosure
- 15/1 ARM Disclosure
- Appraisal Notice
- CHARM Booklet
- Home Loan Tool Kit
For assistance filling out a Loan Application, please visit one of our branches.