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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of July 13, 2018. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Minimum Opening Deposit Interest Rate APY
0 - $10,000 $100 3.49% 3.55%
$10,000+ $100 0.25% 3.55% to 0.25%
All balances if qualifications not met $100 0.01% 0.01%

Qualifications

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Kasasa Saver*Learn More

Balance Minimum Opening Deposit Interest Rate APY
0 - $50,000 $0 1.00% 1.00%
$50,000+ $0 0.25% 1.00% to 0.25%
All balances if qualifications not met $0 0.25% 0.25%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Deposit Accounts

Account Minimum Opening Deposit APY
Omega Money Market $5,000 0.80%
Club Savings $12 2.07%

Money Market Account prevailing rate based on tiered balance structure.  The APY disclosed on the website is for the highest tiered balance.  Annual Percentage Yield (APY) is current as listed and subject to change.  For more information such as, Minimum Deposit, Account Information, and Withdrawal Penalties, refer to the Personal Tab and click Money Market Account.  Deposit Accounts subject to fees may reduce earnings.

Loan Rates

Loan Term APR
New Autos up to 72 months 4.25%*
Home Equity n/a 5.25%**
30 Year Mortgage 30 years Rates change daily
15 Year Mortgage 15 years Rates change daily

Interest Rates are current as listed and are subject to change.  The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Loan pricing can be locked only through a loan officer.  Other restrictions may apply.

*Auto Loan rates displayed are on New vehicles and for MBT Checking Accountholders.  Please call (270) 526-3881 for additional rate options.  

**Home Equity Line of Credit – The Annual Percentage Rate (APR) is variable and based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal.

For more loan details contact a Lender at 270-526-3881 or contact us.